The Perbadanan Tabung Pendidikan Tinggi Nasional (PTPTN) Education Loan is a Malaysian government-backed financial assistance scheme designed to help eligible students fund their higher education. It supports tuition fees for full-time diploma and first-degree programmes at approved institutions in Malaysia, including Taylor’s University.

The loan amount you receive depends on your parents’ or guardians’ household income, with higher support provided to students from lower-income families. Applications are submitted online through myPTPTN, and repayment begins 12 months after you complete your studies, rather than during your time as a student.

1. Applicable to Malaysian citizens only and aged not more than 45 years old on the date of the application.
2. Have received offer for admission to Taylor’s University and meeting the entry requirement of the programme determined by the Ministry of Education (MOE) and Malaysian Qualification Agency (MQA).
3. The programme applied must have the approval of the Ministry of Education Malaysia (MOE) and is registered with PTPTN.
4. The programme applied must have the Certificate of Accreditation from the Malaysian Qualifications Agency (MQA) and still within the validity period on the date of application.
5. The applicant must be a FULL-TIME diploma or first-degree student at Taylor’s University/ Taylor’s College.
6. The applicant cannot have any other sponsor/s (eg.: JPA or MARA).
7. The remaining period of study upon closing date of application, must exceed one year (12 months) and exclude extended semester(s).
8. Students who are interested to apply for PTPTN loan are REQUIRED to open a Skim Simpanan Pendidikan Nasional (SSPN) account with a minimum deposit of RM20 via myPTPTN.

Note:  Students are responsible to settle the full fees every semester within the deadlines set by Taylor’s while waiting for the loan to be disbursed to students’ account.

The amount of PTPTN loan you can receive depends on your parents’ or guardians’ monthly net income. Students from lower-income households are eligible for higher annual loan amounts.

Note:

• Online applications can be made earliest at 30 working days before the commencement of the programme (also can be done after commencement date) but processing of the application will be based on the closing date in the PTPTN system.
  
• *Online approval is a CONDITIONAL approval. Actual approval is subject to the requirements set by PTPTN.
  
• Application is open throughout the year and will be processed according to the closing date for Online Submission.
  
• The loan offer will be cancelled or withdrawn in the event of a mistake or falsification of information in the offer.

All students who receive the PTPTN loan must take insurance coverage. The appointment of an insurance company and payment of premium will be handled by PTPTN. The amount will be automatically deducted from the total approved loan.

• The loan disbursement will be credited directly to the student's personal CIMB Bank saving account. (Students should check their bank account within the mentioned time period, estimated 1 to 2 months after the closing date of Agreement submission. Any changes are subject to PTPTN's discretion.)
• Payments are made twice per academic year during the 2 long semesters.
• Subsequent payments will be made after PTPTN receives confirmation from Taylor's University that the student is progressing to the next semester and has scored no less than GPA 2.00/4.00 or PASS in the previous semester.
• Short semester and internship semester are not covered.
• Students on Student Exchange programme will not receive the loan disbursement after returning to Malaysia, but will continue to receive the loan with the following semester's results meeting the requirement. 

The disbursement of loan will be suspended for the following reasons:

• Student obtained less than GPA 2.00/4.00 or FAIL in the previous semester.
• Student defers his/her studies.
• Student on Student Exchange programme.

1. Repayment of the loan must be made to PTPTN after 12 months of completion of studies without waiting for the letter of claim from PTPTN.
2. The monthly administrative cost will be charged starting from the 13^th month.
3. Deferment of repayment can be considered for borrowers who continue their studies, by submitting an application through myPTPTN. However, the administrative cost will be charged during the period of deferment.
4.  Administrative costs will be waived if the loan is fully repaid within the 12-month period (after completion of studies).
   
   

Exemption of Loan Repayment

• Exemption of loan repayment will be considered for students who obtained First Class Honours (Degree Programme ONLY) and completed the programme within the period of studies stipulated in the PTPTN Loan agreement.
• Students who completed the programme exceeding the standard duration of studies will not be considered for the exemption of loan repayment.
• For further details on the exemption of loan repayment, please refer to: Portal Rasmi PTPTN - Bayaran Balik

For further information, please reach out to Campus Central via the Enquiry Form and we’ll get back to you within one (1) working day.

Alternatively, you can contact the PTPTN HOTLINE at 03-2193 3000 or visit their website for detailed information. 

The source of information for this brochure is derived from PTPTN and it is subject to changes without prior notice. All the information made known to Taylor’s University is correct at the time of printing and Taylor’s University shall not be held liable for any changes / amendments made by PTPTN thereafter.